On a daily basis I am asked the question, are all assets subject to probate?” The Florida bar states: “No, only assets owned by a decedent in his or her individual name require probate. Assets owned jointly as “tenants by the entirety” with a spouse, or “with rights of survivorship” with a spouse or any other person will pass to the surviving owner without probate. This is also true for assets with designated beneficiaries, such as life insurance, retirement accounts, annuities, and bank accounts and investments designated as “pay on death” or “in trust for” a named beneficiary. Assets held in trust will also avoid probate.” If my firm can assist you with any probate, estate planning, elder law or guardianship issues please feel free to contact us at: (904) 570-4695 or by email at: .